Annual Enrollment starts October 15th.
Review your plan before the December 7 deadline.
Plans change their premiums, drug lists, and doctor networks every year. We compare your current plan against what's available in your area, at no cost to you.
Takes about 5 minutes. A licensed agent follows up with your comparison.
Three windows to make a change
Annual Enrollment
October 15–December 7
Switch Medicare Advantage plans, return to Original Medicare, or join, switch, or drop a Part D plan. Changes take effect January 1.a Medicare Part D prescription drug plan. Changes generally take effect January 1 of the following year.
Medicare Advantage Open Enrollment
January 1–March 31
Already in an Advantage plan? Make one change: switch to another Advantage plan, or return to Original Medicare and add Part D.
Special Enrollment
After a qualifying event
Moving, losing employer coverage, or qualifying for Extra Help can open a window to change plans outside the usual dates.
Does Your Current Medicare Plan Still Fit?
Medicare plans can change from year to year. Premiums, copayments, prescription costs, provider networks, deductibles, and extra benefits may be different than they were when you first enrolled.
A Medicare plan review gives you an opportunity to look at your current coverage and determine whether another available option may better fit your healthcare needs and budget.
A review may be helpful if:
Your monthly premium or out-of-pocket costs increased.
Your prescriptions became more expensive.
Your doctor or hospital is no longer in-network.
Your plan changed its benefits or drug coverage.
You moved or plan to move to a new service area.
You lost employer, union, Medicaid, or other coverage.
Your healthcare needs have changed.
Your plan mails an Annual Notice of Change by September 30. Have it handy when you compare.
A Clearer Way to Review Your Coverage
We start with your current plan and your priorities. Then we review the details that may affect your healthcare access and annual costs.
Our goal is to help you understand your available options so you can make an informed Medicare coverage decision. Our guidance is free, and the premium is the same whether or not you use an agent.
Review your current plan. Examine premiums, benefits, costs, and recent plan notices.
Discuss your healthcare needs. Identify doctors, hospitals, medications, and preferred pharmacies.
Compare available options. Review plans available in your service area and enrollment period.
Verify important details. Confirm provider participation, prescription coverage, and plan rules.
Decide whether to change. If a change is appropriate and available, review the enrollment steps.
What to Have for Your Medicare Plan Review
Having the following information available can help make your review more efficient.
Your current Medicare plan name and member information.
Your Annual Notice of Change, if applicable.
Your list of doctors, specialists, and preferred hospitals.
Your prescription medication list and dosages.
Your preferred pharmacy.
Details about any recent loss or change in coverage.
Your Medicare enrollment information, when appropriate.
Know your options
Medicare Advantage
Plans from private insurers approved by Medicare, offered as an alternative to Original Medicare.
Medicare Supplement
Covers costs Original Medicare doesn't, like copays and deductibles. Plans A through N.
Part D drug plans
Drug costs vary widely between plans. We check your specific medications to keep costs low.