When should I enroll in Medicare?

Your Initial Enrollment Period generally begins 3 months before you turn 65, includes your birthday month, and continues for 3 months after your birthday month. If you are still working and covered by qualifying group health coverage based on current employment, you may qualify for a Special Enrollment Period. Your enrollment timing depends on your circumstances.

What's the difference between Medicare Advantage and Medicare Supplement?

Medicare Advantage (Part C) is an alternative way to receive Medicare benefits through a private Medicare-approved plan and may include prescription drug coverage and additional benefits. Medicare Supplement insurance, also called Medigap, works with Original Medicare to help pay certain Medicare cost-sharing expenses. The two types of coverage work differently and may fit different healthcare and financial needs.

Do I have to pay for Kidwell Insurance Services?

There is no direct fee to clients for our insurance guidance and enrollment assistance. Insurance carriers generally compensate licensed agents when a client enrolls in a plan they represent. Carrier compensation does not increase the plan's premium.

Can I switch Medicare plans?

Depending on your circumstances, you may be able to change Medicare coverage during certain enrollment periods. The Medicare Annual Election Period generally runs from October 15 through December 7 each year. Medicare Advantage enrollees may also have certain opportunities to make changes during the Medicare Advantage Open Enrollment Period from January 1 through March 31. Other Special Enrollment Periods may apply.

What if my doctors are not in the plan's network?

Before enrolling in a Medicare Advantage plan, it is important to verify that your doctors, hospitals, and other healthcare providers participate in the specific plan's network. Network rules vary by plan. Medicare Supplement insurance works with Original Medicare, which generally allows you to see any doctor or hospital that accepts Medicare, subject to Medicare's rules.

Your Local Medicare Insurance Solutions Partner

As a family-focused insurance agency, we believe that every client deserves personalized guidance, honest advice, and coverage solutions that fit their unique needs. We take the time to understand your healthcare concerns, financial goals, and long-term priorities so we can help you make informed Medicare decisions with confidence.

Our commitment goes beyond helping you enroll in a plan. We stay informed on Medicare changes, coverage options, and carrier offerings so we can continue providing trusted guidance year after year. Whether you're enrolling in Medicare for the first time, reviewing your coverage, or helping a loved one navigate their options, we're here to make the process simpler and less overwhelming.

We believe insurance is about relationships, not transactions. By providing clear communication, ongoing support, and personalized service, we help individuals and families feel confident that they have coverage designed to support their health, financial well-being, and peace of mind.

Jason Kidwell

Service Area: San Francisco Bay Area & Monterey

License #: 4570754

Contact → Email | Phone

Serving California

Kidwell Insurance proudly serves clients throughout California, with a particular focus on the San Francisco Bay Area and Monterey Bay Area. Our service area includes communities such as San Jose, Morgan Hill, Gilroy, Santa Clara, Sunnyvale, Fremont, Monterey, San Francisco, Oakland, Santa Cruz, and surrounding communities. We work with individuals and families throughout the state, providing personalized, straightforward insurance guidance to help clients understand their options and choose coverage that fits their needs.

Book a consultation to connect with a licensed agent who will provide a comprehensive evaluation of your coverage requirements and recommend solutions aligned with your objectives.

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Your Local Medicare Insurance Solutions Partner

Jason Kidwell

Serving California

Request a Customized Plan Assessment

Kidwell Insurance Agency LLC